Here's the breakdown of how bad it was
| Weekly Change | |||
| Portfolio cost | £33,743.41 | +£0 | |
| Portfolio value (share price) | £31,192.87 | (-£2,326.71) | -£632.24 |
| Portfolio sell value (bid price - commission) | £30,160.20 | (-£3,583.22) | -£547.83 |
| Dividends | £290.01 | +£48.92 | |
| Profit from sales | £695.01 | +£0 | |
| Average monthly cash profit | £189.67 | +£0.29 | |
| (Sold stocks profit + Dividends - Fees / Months) | |||
| Avg annual % of current portfolio cost | 6.75% |
It could have been a lot worse given the state of the FTSE. The one ray of sunshine is that dividends from BYG:Big Yellow Group and RCI:Rapidcloud gave me £48.92 and allowed my average monthly cash profit to increase by 29p a month.
I've also added a new measure.This multiplies the average monthly cash profit by 12 for an average annual profit, then divides by the current portfolio cost to get a percentage return. I think that gives a high level indication of how things are going, despite not accounting for what the portfolio value was in the past.
Another key event this week was the de-listing of PUR:Pure Wafer. Not sure what happens now, as they have gone to £0 in my account. I think I just wait for some cash to appear at some point. The bulletin board suggests we get a 167p payout on 11th January, which will give me a £501 birthday pressie. Another 21p is due in 8 months which will deliver another £63 and an overall 7.9% profit of £41.65. I was hoping this would be a great long-term share, but at least it's not made a loss.
The pension fund looks like this
| Weekly Change | |||
| Portfolio cost | £4,854.60 | +£1,952.64 | |
| Portfolio value (share price) | £4,669.56 | (-£185.04) | -£269.10 |
| Portfolio sell value (bid price - commission) | £4,582.51 | (-£272.10) | -£302.30 |
| Dividends | £0 | +£0 | |
| Profit from sales | £366.10 | +£0 | |
| Average monthly cash profit | £264.39 | -£52.88 | |
| (Sold stocks profit + Dividends - Fees / Months) | |||
| Avg annual % of current portfolio cost | 65.35% |
Two lots of shares bought during the week, but both have fallen in value since. Only HGM:Highland Gold is in profit, and AA:Alcoa is doing quite badly with a £118 (12%) loss. The average monthly cash profit has dropped quite a bit as I moved onto week 6 and 1.5 (ish) months. It's still very healthy though, but will drop quite rapidly if I don't sell again. Compared to the cost of the portfolio it's still stunningly impressive at a 65.35% annual return, but hideously skewed by the big sale. As my target return is 10% I may consider selling something when the average drops below.
The first payment from the tax man will arrive on 21st Jan but it's just £200. Add that to the £100 transferred as my monthly contribution, and the £501 from the Pure Wafer share de-listing, and I'll have £800 to buy another share. I may top up another £200 and make it a neat £1,000 as it's pay day on 15th. Looking forward to 21st Feb when I get about £1,000 back off the tax man.
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